Financing with Our Dealership

Genesis of Waterloo takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

Welcome to Our Financing Department

Welcome to Genesis of Waterloo's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Genesis of Waterloo has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Your privacy is important to us.

Genesis of Waterloo takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Should You Lease Your New Genesis of Waterloo Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Genesis of Waterloo saves you time in the dealership by offering online tools to do more of the process from the comforts of your own home. See how easy it is to do more online and you can calculate your own payments all online!

Flexible Credit Options

Genesis of Waterloo can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Welcome to Our Financing Department

Welcome to Genesis of Waterloo's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Genesis of Waterloo has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Your privacy is important to us.

Genesis of Waterloo takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Turn your automotive dreams into reality with the help of our Genesis Of Waterloo finance center

There are any number of distinct reasons that drivers around the greater Waterloo area come to Genesis Of Waterloo year after year, but one of the most compelling reasons to pay us a visit is due to our commitment to tailored financing options for every customer. We work with a network of local lenders and banks throughout the Cedar Falls IA, Waverly IA, Independence IA, Evansdale IA and Hudson IA areas, so we can help find payment plans that work best for your needs. Our ultimate goal is to see you leave satisfied with the car you want, and we'll make every effort to deliver on that aim.

Genesis Lease & Loan Terms Designed for Your Life in Cedar Falls IA, Waverly IA, Independence IA, Evansdale IA and Hudson IA

You've found the right G70, G80, GV70, GV80 or GV80 Coupe, and now you need to consider the financing terms that suit your needs. Don't fret; our team has the expertise to guide you through the process and get you driving home to Cedar Falls IA, Waverly IA, Independence IA, Evansdale IA or Hudson IA in no time. Whether you lease a new Genesis car or SUV, or you choose a pre-owned car loan, we're experienced in all aspects of the process and can guarantee you get the right option.

Auto Financing Doesn't Have to Be Stressful When You Choose Genesis Of Waterloo

Instead of viewing the financing process as a barrier to enjoying the luxury experience of a new G70, G80, GV70, GV80 or GV80 Coupe, we invite you to think of it as an opportunity. By allowing our finance team to help find affordable financing options, you may find that you can afford a higher trim level or Genesis model than you knew was possible. Cut down on your time online by getting started with our finance application, and our finance team would be happy to answer any questions that you may have.

  1. Genesis of Waterloo

    812 Washington St
    Waterloo, IA 50702

    • Sales: (319) 291-7321
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Get in Touch

  • Contact our Sales Department at: (319) 291-7321
  • Monday9:00 AM - 7:00 PM
  • Tuesday9:00 AM - 7:00 PM
  • Wednesday9:00 AM - 7:00 PM
  • Thursday9:00 AM - 7:00 PM
  • Friday9:00 AM - 6:00 PM
  • Saturday9:00 AM - 6:00 PM
  • SundayClosed